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The Credit Diet - How to Shed Unwanted Debt and Achieve Fiscal Fitness
THE CREDIT DIET" REVOLUTIONIZES THE WAY
PEOPLE ARE GETTING OUT OF DEBT
Contact Name: John Fuhrman
Contact Phone: 888-883-3303
Contact Fax: 603-622-3859
Contact email: john@expertspeak.com
87% of disposable income is being used to merely maintain debt. That means most Americans are just making the minimum monthly payments on their debts.
"The Credit Diet - How to Shed Unwanted Debt and Achieve Fiscal Fitness" is the new release from author John Fuhrman and publisher John Wiley and Sons. This book may be the answer to the millions of consumers who can't seem to find a way to eliminate debt from their lives.
In the book the author sites eye opening statistics such as a $2000 purchase on a credit card could take over 30 years to pay off if only the minimum monthly payments are made. Many people are less than 90 days away from financial catastrophe if their income is interrupted.
It also shares why budgets never work and how the mortgage interest deduction may be the biggest scam since the first Ponzi scheme.
People can't focus on doing their best work if their financial future is in jeopardy due to out of control debts and spending. Inevitably, the employee becomes dissatisfied with their job because they can no longer keep their heads above water as their spending habits finally catch up with them.
Up until now many books use tricks and gimmicks as methods to escape debt obligations. Fuhrman uses a common sense approach to payments and demonstrates that it can be done using nothing more than a person's current income. In fact, readers who follow the guidelines set forth in the book will actually develop their own personal financial plan.
"I don't think we are limited to only one solution to the debt problem," says Fuhrman. "That's why we offer guidelines as opposed to cookie cutter rules. When people develop their own plan, they're much more likely to see it through to completion."
Continues Fuhrman, "It's amazing to see people's faces as the light comes on as they realize this is something they can really do. I find it gratifying as I watch the stress get lifted from their shoulders as they see themselves becoming debt-free."
Fuhrman shares in the book and in interviews:
" Which debts to pay first and why.
" What the difference is between money and finance.
" How to build a solid financial foundation at the same time as eliminating debt.
" Why multiple bank accounts are necessary for your financial future.
" Why rethinking the definition of wealth is critical to your success.
John Fuhrman is available for interviews by calling 1-888-883-3303.
The Credit Diet - How To Shed Unwanted Debt And Achieve Fiscal Fitness
John Fuhrman, Published by John Wiley & Sons, ISBN 0-471-25070-8
January, 2003, 256p pages, Paperback
Available through all bookstores, amazon.com, barnesandnoble.com, and autographed copies are available at www.creditdiet.com
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